Insurance Issues in Truck Accident Cases

Miami, West Palm Beach, Ft Lauderdale, Florida

After an accident with a large truck, you will likely have extensive medical bills and with lost wages or even disability, you may not be able to make ends meet. Insurance is supposed to help you after an accident. But the sad reality is that insurance is a business like any other, interested in profit, and the basic profit model for insurance involves maximizing income through premiums and minimizing payments after accidents.

Having an ally who understands the insurance racket can help you get the compensation you deserve. The truck accident lawyers of The Cochran Firm have extensive experience helping people nationwide to get the compensation they deserve after truck accidents. We may be able to help you. Please call 1-800- THE FIRM or email us today for a free case evaluation.

Truck Insurance Companies Seem Helpful

Truck insurance companies are often prompt on the scene. They will want to talk to you and likely offer help, maybe even in the form of a settlement check a few days after the truck accident.

This helpful, friendly attitude is calculated to put you at ease so you will give potentially damaging statements about your truck accident. Do not talk to insurance company representatives, not even your own, beyond giving basics like policy number, name, address, and similar information.

Also, you can guarantee that any settlement you are offered will be less than the amount you are entitled to. This does not necessarily mean you won’t want to take it, but it does mean you should have any settlement evaluated by an experienced truck accident lawyer before taking any money or signing any paperwork.

Truck Insurance Company Investigators

To protect themselves from having to compensate you, truck insurance companies will often dispatch investigators to the scene to help them assemble their own version of the accident. To make sure your version gets told, you need to document the scene as well.

Much of the evidence at the scene of the accident will vanish quickly, so it’s important to document the accident as soon as possible. If you have a camera on your phone, take pictures at the scene as soon as you are able. If not, get back to the scene of the accident quickly to document it.

And don’t forget that investigators for the insurance company will likely turn their attention to you as well. A truck accident lawyer can advise you about activities that might damage your case, such as recreational activities, or making statements or posting pictures on social networks.

Many Insurance Companies May Be Involved

Unlike passenger car accidents, there may be many different insurance companies involved in a truck accident. The driver, truck owner, cargo owner, and others may have their own insurance companies. Not all involved parties will want their presence to be known, and finding the responsible party may be difficult.

Also, remember that insurance companies will sometimes work together to minimize their liabilities. In this conflict, your insurance company is not your ally. Do not be surprised if they are prepared to make a deal with other insurance companies and leave you without compensation.

An Ally You Can Trust

To have the best odds of success in a truck accident case, you need an experienced, knowledgeable ally you can trust. The attorneys at The Cochran Firm in South Florida have handled many truck accident cases, and we are prepared to fight for you.

To learn more about insurance issues associated with truck accidents, please contact us today for a free case evaluation. Helping clients in Miami, Florida and surrounding areas.